The easiest and fastest way to start investing in Australia

FirstStep is a mobile app that lets you automatically invest your loose change from everyday purchases
into a diversified, low-cost investment portfolio, with a risk profile of your choosing.

  • No minimum investment

    Get started right away with no minimum investment. We let you get started with less than a dollar!

  • Minimal effort

    All you have to do is to connect your bank account and we do the rest!

  • Invest continuously

    We round-up your daily transactions and allocate loose change into your investment portfolio.

  • On the go

    Our mobile app gives you easy access to your portfolio and funds on the go.

  • Low fee, diversified Portfolio

    We diversify your investments across a broad range of Australian shares, Australian bonds and international shares using low cost ETFs.

  • Automated Portfolio Management

    We also rebalance your portfolio continuously and automatically re-invest dividends.

  • Easy access to funds

    You have easy access to your funds which you can withdraw at any time.

  • Secure

    We apply bank-grade security, encryption and additional security measures to ensure your funds and data are secure.

Diversified Investment Portfolios

We invest your loose change in a diversified investment portfolio
comprising low cost, highly liquid Exchange Traded Funds (ETFs), spread across:

  • 300 Australian Shares
  • 360 Australian Bonds
  • 4,000 US Shares
  • 2,360 World Shares


We spread your investments across a broad range of asset classes and securities within each asset class


We charge minimal management fees on your investments so you maximize your returns on your investments.


We apply bank-level security, encryption and other security measures to ensure your data is safe.